During September and October while Jim was in between paychecks and health insurance I got the kids on the state Medicaid system. Jim did not qualify (there is virtually nothing out there for healthy men) and ironically because I did the responsible thing and got my tubes tied after having Josie, I did not qualify.
It sounded good because even though I didn't apply until September 12 the coverage started right after our old insurance stopped.
That said there are some things messed up about it.
- I know they are busy and needed more information from me, but we did not receive news of our coverage and the cards until mid-October. This means that for a month and a half I had three children under the age of 5 whom I hoped would not need a doctor during that time period.
- For every mailing that we get about it, I get three envelopes. So to me that means probably around a dollar could have been saved if all the mailings were sent in a single envelope.
- The day before Jim started his job and a couple days before I got the Medicaid cards, Doug needed the three stitches for his chin. We went to the nearby walk-in clinic rather than the emergency room. Apparently there are only a few places that accept Medicaid and it turns out that the walk-in clinic is not one of them. So Medicaid will not pay or reimburse any of it. Some complain about people using the emergency room for health care, but the system encourages people to do it.
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